D.C. compares car insurance costs pretty much the same in Virginia and Maryland, but how does it compare to the U.S. average? Annual premiums in Washington, D.C., are $1,876, significantly higher than average annual insurance premiums in other parts of the nation's capital, according to data from the Insurance Institute for Highway Safety (IHS). The Washington DC area in Virginia, Maryland and New York City offers the second highest annual premiums of any region in the United States with an average annual premium of $1,202, which is about $200 more than the national average for the same period. D, C, Arlington and the Baltimore area have the highest average monthly premiums for their area, at $2,076.
So let's start with the streets of Washington, D.C., and see if we can find the cheapest car insurance coverage. If you can't find good auto insurance coverage and rates, check here for more information. Note: This is a list of the 10 most expensive areas in the US, published by the Insurance Institute for Highway Safety (IHS). See the 'Washington DC Car Insurance Coverage' page.
All drivers in D.C. must have valid auto insurance that meets all requirements of the laws and regulations of the state of Washington, DC, to be able to insure their car at any time, and be aware of all penalties, including penalties for non-compliance as specified in the Auto Insurance Act. It is important to note that DC car insurance law states that you must contact the DC Department of Motor Vehicles immediately or face a fine. Since the legality of the car insurance is concerned, it should be noted that the DMV law requires that a licensed car insurance company also notifies policyholders who have experienced a violation of the insurance coverage and whose insurance coverage has also been terminated. While DC Car Insurance laws state that all drivers must have DMV laws when your coverage ends, the licensed auto insurance company is required to report it to you.
The complicated laws, penalties, and requirements that hold drivers and insurers accountable in DC will make you fret about the details of D.C. "s car insurance laws and penalties for non-compliance.
Personal injury attorneys in D.C. explain what you need to know to get compensation if you are hit by an uninsured or underinsured motorist. All insurance companies that sell auto insurance in Virginia, Maryland and Washington, D.C. are required to offer no-fault coverage in addition to liability coverage. This requires all residents of Washington DC to be uninsured and covered under their motor insurance.
Read more about the required insurance coverage for cars offered to residents of Washington D.C. and check out our Car Insurance Information page in Washington DC to learn more about the higher insurance limits you may want to add. While the above limits for statutory motor insurance are set in D, C, we recommend motorists to consider a high coverage limit if possible. You can have no - fault insurance without liability coverage in addition to your liability insurance for a maximum of $1,000.
If you want cover for possible damage to your vehicle, you can take out collision insurance in addition to the minimum cover for property damage. While most states that require uninsured or underinsured car insurance only do so for personal injury, you can do so if you live in Washington DC. There are two car insurance policies required for drivers in Washington D.C.: none - accident insurance and collision insurance.
Make sure you avoid driving with a restricted view of D.C. and speak to one of your insurance agents. If you want to design a DC auto insurance policy, check out the Washington DC Car Insurance Set page for more information. In the table above, you can sort by the clearance ranking and other factors such as insurance costs, insurance coverage and deductibles.
All three car insurance companies are among the cheapest in D.C., offering a wide range of coverage and low deductibles and co-pay amounts. The number 4 in Washington, State Farm, is the number 4 in Washington and the number 3 in the District of Columbia, according to the Insurance Institute for Highway Safety.
D.C. car insurance costs more than twice the national average, but the good news is that annual rates in D.C. have risen 54% over the past five years, while U.S. rates have risen 101%, according to the Insurance Institute for Highway Safety. To keep premiums in check, a typical policy in Washington, D.C. costs $2,127 a year in 2014, up from $1,921 in 2013.
The average cost is $2,793 a year, or $233 a month, compared with $1,921 in 2013, according to the Insurance Institute for Highway Safety. The average annual cost of a two-year policy in Washington, D.C., was $1,533 a year in 2014 ($128 a month). The median annual rate in the US as a whole for the same age group was about $3,000 per year in 2015, an increase of $300 per week from 2013, and the average annual - so far for a single - car insurance was about one-third of the national average, at $0.1 per day per month, or $105 per month.